Van finance in 60 seconds!

Van finance in
60 seconds!

  • Finance any van
  • Instant decision, any credit score

  • No deposit needed
  • Finance any van

  • Instant decision, any credit score

  • No deposit needed
van-finance-personal-contract-purchase
van-finance-personal-contract-purchase
Get van quote

No impact on your credit score

My monthly budget is

£
Trustpilot

Rates from 7.9% APR. Representative APR 19.8%

VanFinanced is a credit broker not a lender. Representative example: Borrowing £5,500 over 4 years with flat rate of 10.4% and a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and total amount payable of £7,782. Finance subject to status. 18+ only.

Must be between £3,000 to £50,000
Your monthly payment
£428.05
Total charge of credit £1,956.23
Total amount payable £11,456.23
Please bare in mind this is a representative example

How VanFinanced Works

Are you looking for a great van finance deal? Well at VanFinanced, we have you covered. We find the best deals from over 20 leading van finance lenders with no hidden fees or charges. Follow these simple steps, and our team will take care of the rest.

Find your perfect quote 📝

Your quote will not impact your credit score.

Complete our online application form in a matter of minutes. We will then find you the best van finance deal from our vast panel of lenders.

van finance flexible-options
van finance low interest rates

Approval in principle ✅

Connect with our team.

Sit back and relax. A member of our team will compare lenders to find the perfect van finance deal. Admin? You don’t need to worry as they will take care of that as well.

Choose your van 🤔

Choose from a reputable dealer.

Choose your van from any reputable van dealership and we will arrange the finance for you. Need help looking? We can provide that too. We can also part exchange your old van, or help with any outstanding finance on the vehicle.

van finance monthly payments
van finance quick application

What is van finance?

Van finance is the term used when someone wishes to pay for a new van over an agreed period of time, as opposed to paying for the van outright.

The two most common methods of van finance are Personal Contract Purchase (PCP) and Hire Purchase (HP). Lease purchase and personal loan options are also available.

The payments for each of the different van finance types are typically paid monthly and can vary depending on your personal circumstances, either the van you wish to buy, or the contract length you choose.

How it Works

Ready to choose your new van?

Applying with us only takes a couple of minutes and won’t affect your credit score

Get my quote
van finance personal loan

Why use us for van finance?

VanFinanced was built to help people drive the van they really want. Our mission is to give you the options so that you can make the best decision based on your personal circumstances. We have a range of different options available through our trusted lender network, ensuring you get the best possible van finance deal.

No matter what your credit score looks like, our mission is to find you the best van finance deal.

To get a van finance quote our requirements are:

  • Minimum 18 years old
  • UK or European driving license
  • Have been a UK resident for at least 3 years
  • Earn a monthly salary of at least £1000
The 5 different types of van finance in more detail 👀

With so many different options to choose from, it’s important to swipe through all the facts before making a decision on which one is best for you.

With so many different options to choose from, it’s important to swipe through all the facts before making a decision on which one is best for you.

With so many different options to choose from, it’s important to swipe through all the facts before making a decision on which one is best for you.

This won’t affect your credit score

Hire Purchase
Hire Purchase

With hire purchase, the loan is secured against the car and you won’t own it until you’ve reached the end of your agreement.

With hire purchase, the loan is secured against the car and you won’t own it until you’ve reached the end of your agreement.

With hire purchase, the loan is secured against the van and you won’t own it until you’ve reached the end of your agreement.

Personal Contract Purchase
Personal Contract Purchase

Personal contract purchase, or PCP for short, is a flexible car financing option that can offer lower monthly payments with a balloon payment at the end.

Personal contract purchase, or PCP for short, is a flexible car financing option that can offer lower monthly payments with a balloon payment at the end.

Personal contract purchase, or PCP for short, is a flexible car financing option that van offer lower monthly payments with a balloon payment at the end.

Bad Credit Car Finance
Bad Credit
Van Finance

We secure people car finance with bad credit, even if they’ve been refused in the past. Bad credit is defined differently depending on the credit reference agency you use.

We secure people car finance with bad credit, even if they’ve been refused in the past. Bad credit is defined differently depending on the credit reference agency you use.

We secure people van finance with bad credit, even if they’ve been refused in the past. Bad credit is defined differently depending on the credit reference agency you use.

No Deposit
No Deposit
Van Finance

Car finance with zero deposit is actually more common than you think. With a whole host of lenders offering loan agreements with little or no money upfront.

Car finance with zero deposit is actually more common than you think. With a whole host of lenders offering loan agreements with little or no money upfront.

Van finance with zero deposit is actually more common than you think. With a whole host of lenders offering loan agreements with little or no money upfront.

Business Car
Business
Van Finance

As with a personal finance agreement, you have a variety of options with business car finance. Deciding whether to finance a vehicle through your business comes down to a few factors.

As with a personal finance agreement, you have a variety of options with business car finance. Deciding whether to finance a vehicle through your business comes down to a few factors.

As with a personal finance agreement, you have a variety of options with business van finance. Deciding whether to finance a vehicle through your business comes down to a few factors.

Slide 1

What our Customers Say!

"I’ve bought many vans using finance companies in the past but none have been as good as VanFinanced. Special thanks and shout out to Hass for overseeing the process and ensuring I got the best deal on my new van in a very quick turnaround also."

Mike Davis
Happy Customer
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Slide 1

What our Customers Say!

"Reliable, friendly, knowledgeable, 3 things I needed desperately!!! Definitely recommend again."

hannah isaacs
Happy Customer
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Slide 1

What our Customers Say!

"Samuel Morrison - Van Financed explained the finance agreement in detail which we was happy to sign after a few negotiations to get the best finance deal! I LOVE my NEW Mercedes-Benz E Class all thanks to Van Financed just in time for Christmas celebrations!!!"

Samuel Morrison
Happy Customer
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Slide 1

What our Customers Say!

"Thank you VanFinanced. I applied and picked up my car within a few hours. Outstanding service from all the team."

mohammed jamal
Happy Customer
Image is not available
Slide 1

What our Customers Say!

"John McCallister - Great customer care, helped me find my dream van. Will defo recommend to everyone I know. Will be back to finance my new van in 3 years"

John McCallister
Happy Customer
Image is not available
Slide 1

What our Customers Say!

"Excellent service from start to finish. Dean was very helpful and answered all of my queries efficiently. Highly recommend!"

Lisa Smith
Happy Customer
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Frequently Asked Questions

At VanFinanced, we allow everyone to check whether they are eligible to be approved for finance within a few minutes. Share some small details with us and our lenders will use that information to carry out a soft credit search to give you an answer with the best deals right away.
If you have a poor credit history, you can still apply for van finance. The company will look at your personal circumstances such as; Your employment status, age, income, loan amount, alongside your credit history. You will then receive your exact interest rates and payments.
Yes! You can part-exchange your van as a deposit.
Annual percentage rate (APR) is the interest rate applied to your loan. Predominantly, it is the yearly cost of your borrowing. You will pay this on top of the sum that you have applied for. If you take out a long-term loan, the total amount payable will be more, as you will be paying interest for a longer amount of time.
Yes, if the provisional is less than 3 years old.
Our average transaction takes less than 24 hours to complete from beginning until the end.
Unfortunately, you are legally required to be 18 years or over in order to take out van finance.
If you choose HP, you will own the van at the end of your finance term, whereas if you opt for PCP, you can either choose to hand the van back or pay a balloon payment determined by the final purchase price of the van.
If you would like someone else to be able to drive your van, you may be able to add them as a named driver on your van insurance policy.
With your permission, we can pass your details on to insurance companies who can provide this for you.
Depending on the age of the van and the lender, between 12-72 months.
To be eligible for a quote, you need to be at least 18 years old, have a drivers license and earn at least £1000 per month.
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